EarlySalary Services Private Limited

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We are here to provide easy financial services to various sections of the community.

About ESPL

EarlySalary Services Private Limited (“ESPL”)

A Non-Banking Financial Company registered with the Reserve Bank of India (“RBI”). It was formed with an objective to provide easy financing services to various sections of the community. With strong leadership and a highly motivated team at the front backed by the latest technology, we are one of the fastest-growing NBFC which is changing the face of digital lending in India.

See Our Lending Service Providers

Meet our ESPL Leaders

Akshay Mehrotra

Co-Founder & CEO

Akshay is responsible for devising Fibe's product strategy and is focused on turning the brand into India's largest fintech company. He comes with a rich experience working with some of India's biggest brands like Future Group, Policy Bazaar, Bajaj Allianz. His sharp business acumen, coupled with an unwavering passion for customer service, has earned him the title of 'Most Talented CMO of the Year' in 2013-2014 by CMO Asia.

Ashish Goyal

Co-Founder & CFO

An accomplished professional, Ashish is the financial backbone of Fibe. He oversees the overall strategic direction of the company, focusing on building a well-rounded and diverse funding profile of the company. Before Fibe, Ashish managed the entire gamut of financial operations as the Chief Investment Officer at Bajaj Allianz.

Ms. Subhashri Sriram

Subhasri is currently Joint Managing Director of Shriram Capital (P) Limited, the holding company and promoter entity of the financial services and insurance businesses of Shriram Group. She has more than 3 decades of professional experience including 25+ years in Shriram Group's Financial Services business. She held the position of CFO for 18 years in listed companies as Executive Director and CFO of Shriram City Union Finance Ltd for 15 years.

Mr. Prakash Kandpal

Prakash Kandpal, the former MD and CEO of SBI General Insurance Co. Ltd is a seasoned professional with a diverse background. He brings great expertise in retail banking, strategic planning and customer-centric solutions. With a Masters in Financial Management, MA in Economics and B.Sc. in PCM, he holds a solid academic foundation. He has also championed initiatives to support rural development, facilitating access to finance services and resources for farmers and agricultural communities with the Agri-Business Unit at SBI Bhopal LHO.

Lending Service Providers

Adopting a new age technology, EarlySalary Services Private Limited forayed into the digital lending business in 2017 with the objective of providing best in class service to our customers with the help of our Lending Service Providers. We use state of the art technology which combines traditional credit scoring along with new social and online scoring technology-linked risk assessment concepts to create superior customer profiling. This new and innovative credit scoring system helps us to achieve sound underwriting and best in class risk management with the lowest pricing.